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How to Play Baccarat

Baccarat is a simple card game with three possible outcomes – player win, banker win and tie. Bettors place bets on either player or banker hands with bets placed closest to 9 points being the one that wins; two cards may be dealt per hand initially and depending on its initial values another may be added depending on initial values of hands dealt two additional cards may be drawn depending on hand initial values.

Baccarat is played using six standard decks of cards which are shuffled together prior to each round. Players are seated randomly around an oval-shaped table and any discarded cards go straight back into the center of the table – unlike in blackjack where cards are dealt directly by dealers; here, instead a croupier or banker handles this function while also keeping track of ante bets and determining when players may place bets.

Before the cards are dealt, each player completes a bet form. This enables the croupier to keep an accurate count of bets placed and any potential winnings. When one wins, that amount is placed into a commission box for payment to the croupier; an additional 5% fee applies if betting successfully against Banker’s hand.

As soon as bet forms are filled out, a croupier distributes cards to player and banker hands. Each hand receives two face up cards; additional ones may be drawn if two totals come close to 9 but don’t match exactly. A hand’s value is determined by its cards; only its rightmost digit counts towards this value; so 9 will count for nine points while 7 and 6 count as five points each.

Once hands are compared, the winner is determined. Most often the Banker’s hand wins; however, player hands may occasionally triumph. There may also be some ties, which tend to go to Banker hands due to having lower house edges.

Baccarat offers players more than the classic three bets: Player, Banker and Tie; it also features several side bets with various payouts and odds. Before placing these side bets, players should consult the pay tables to understand both house edge and payout amounts.

The game has an ancient past; some reports claim it originated as a life and death gamble where drawing low cards meant execution, while other sources believe the modern version created by Felix Falguiere in 19th-century France was based around tarot cards.

Baccarat can be found at casinos around the world, from Las Vegas to Macau. Many of these casinos feature dedicated rooms for this game with high-limit tables and velvet ropes separating high rollers from other players. While baccarat can be an exhilarating game to play, managing your bankroll should remain top priority; therefore it’s wise to determine beforehand how much you are willing to spend before entering a table, so that you can focus solely on experiencing its thrills rather than worrying about losing money.